Handitab

Budget Planner

Plan a monthly budget by listing expense categories with amounts, then see the total, each share of income, and what is left over.

About Budget Planner

A budget planner compares planned spending with the money available. Type one expense per line as a name, a comma, and an amount, and enter your income for the period. The planner totals the lines, shows what share of income each takes, and reports the remainder or shortfall. A common starting guide is the 50/30/20 split: half for needs, 30 percent for wants, and 20 percent for savings and debt. Amounts are currency-neutral.

How to use Budget Planner

  1. Type or paste into the "Expenses (one per line: name, amount)" box, or press "Use example" to try it with sample data.
  2. Set "Income or total budget" if the defaults do not fit.
  3. The result appears below and updates as you type.
  4. Copy the result with the copy button, or download it as a file where that is offered.

Questions about Budget Planner

What is the 50/30/20 budget rule?

It is a rule of thumb that assigns 50 percent of after-tax income to needs such as housing and food, 30 percent to wants, and 20 percent to savings and debt repayment. It is a starting point to adjust, not a requirement.

Runs in your browser. Page last updated .

More finance and business calculators

All 25 finance and business calculators
Christmas Budget PlannerPlan Christmas spending by listing gifts, food, decorations, and travel with amounts, then see the total against your overall budget.COGS CalculatorCalculate cost of goods sold from beginning inventory, net purchases, and ending inventory, with gross profit when sales are entered.Compound Interest CalculatorCalculate the future value of savings from a starting amount, a monthly deposit, an annual return, and a number of years.Digital Receipt GeneratorCreate a receipt that lists what was paid for, with quantities, prices, tax, and total, then print it or save it as a PDF.Discount CalculatorCalculate the final price and the amount saved from an original price and a discount percentage, with a second discount and sales tax.Electricity Cost CalculatorCalculate the running cost of an appliance per day, month, and year from its wattage, hours of use per day, and your rate per kWh.